| 摘要 | 第1-4页 |
| Abstract | 第4-6页 |
| Chapter One Introduction | 第6-15页 |
| ·Research background and significance | 第6-8页 |
| ·Research background | 第6-7页 |
| ·Significance | 第7-8页 |
| ·Summary of Relevant Theories | 第8-13页 |
| ·Credit rationing with imperfect information | 第8-10页 |
| ·Transaction cost | 第10-12页 |
| ·Transaciton cost | 第12-13页 |
| ·Research Contents and Methods | 第13-15页 |
| ·Research Contents | 第13页 |
| ·Research Methods | 第13-15页 |
| Chapter two Analysis of status quo of UPGs SME financing business and the problems | 第15-21页 |
| ·UPG's Profile | 第15页 |
| ·Anayfsis of status quo of UPG's SME financing business and problems | 第15-21页 |
| ·Analysis of status quo of UPG's SME financing business | 第15-16页 |
| ·Analysis of problems of UPG'SME financing business | 第16-21页 |
| Chapter Three UPG's innovative financing models for SME | 第21-35页 |
| ·Bridge and tunnel mode | 第23-26页 |
| ·Mode Description | 第23-24页 |
| ·Practical application | 第24-26页 |
| ·Significance of application | 第26页 |
| ·Highway model | 第26-31页 |
| ·Mode Description | 第26-28页 |
| ·Practical application | 第28-30页 |
| ·Significance of application | 第30-31页 |
| ·Cloud financing model | 第31-35页 |
| ·model description | 第31页 |
| ·Practical application | 第31-34页 |
| ·Significance of applicaiton | 第34-35页 |
| Chapter Four Devebpment prospects and the social effects | 第35-37页 |
| ·social effects | 第35-36页 |
| ·Devebpment prospects | 第36-37页 |
| Papers Reference | 第37-38页 |
| Acknowledgements | 第38页 |
