ACKNOWLEDGEMENT | 第5-6页 |
ABSTRACT | 第6页 |
摘要 | 第8-9页 |
LIST OF ABBREVIATIONS | 第9-20页 |
Chapter I Introduction | 第20-24页 |
1 Research Background | 第20-21页 |
2 Significance of the Research | 第21-22页 |
3 Research Methodology | 第22-23页 |
4 Organization of the Research | 第23-24页 |
Chapter II Literature Review | 第24-32页 |
1 Definition of SMEs | 第24-26页 |
1.1 Quantitative Definition of SMEs | 第24页 |
1.2 Qualitative Definition of SMEs | 第24-25页 |
1.3 Standards of Domestic SMEs | 第25-26页 |
2 Previous Foreign Literature on SME Financing | 第26-28页 |
3 Previous Domestic Literature on SME Financing | 第28-30页 |
4 Relevant Theories on SME Financing | 第30-32页 |
4.1 Long Term Interaction Hypothesis | 第30页 |
4.2 Financing Preference Theory | 第30-31页 |
4.3 Credit Rationing Theory | 第31-32页 |
Chapter III Case Description | 第32-38页 |
1 Introduction to P Company | 第32页 |
2 Financing Features of P Company | 第32-35页 |
2.1 Financing Requirement Features of P Company | 第32-33页 |
2.2 Financing Channel Features of P Company | 第33-35页 |
3 Financing Problem Faced by P Company | 第35-38页 |
3.1 Small Scale, Frequent, High Cost and High Failure Rate | 第35页 |
3.2 Imbalanced Financing Structure and Channels | 第35-38页 |
Chapter IV Case Analysis | 第38-49页 |
1 Analyses of SME Financing Problems from the Perspective of SMEsThemselves | 第38-41页 |
1.1 Low Credit Impedes Loans from Financial Institutions | 第38-40页 |
1.2 Weak Financial Supervision Leads to Low Information Transparency | 第40-41页 |
1.3 Limited Asset Scale Leads to Weak Mortgage Guarantees | 第41页 |
2 Analyses of SME Financing Problems for the Government’s Perspective | 第41-44页 |
2.1 Lack of Proper Legal and Policy Environment | 第41-43页 |
2.2 Lack of Government Support | 第43页 |
2.3 Incomplete Market System | 第43-44页 |
3 Analyses of SME Financing Problems from the Perspective of FinancialInstitutions | 第44-47页 |
3.1 Financial Discrimination on SMEs | 第44-46页 |
3.2 Complicated Examination and Approval Procedures of Credit | 第46-47页 |
4 Analyses of SME Financing Problems from the Perspective of the Society | 第47-49页 |
4.1 Incomplete SME Credit Guarantee System | 第47页 |
4.2 Lack of Standardization of Private Financing System | 第47-49页 |
Chapter V Suggestions on Financing Strategies for P Company | 第49-56页 |
1 SME Financing Strategies from Internal Perspective | 第49-52页 |
1.1 Improve Management Institutions and Enhance SME Quality | 第49-50页 |
1.2 Strengthen Credit Awareness Construction | 第50-51页 |
1.3 Enhance Management Skill and Competitiveness | 第51-52页 |
2 SME Financing Strategies from External Perspective | 第52-54页 |
2.1 Improve Bank Financing Service System for SMEs | 第52-53页 |
2.2 Establish SME Credit Guarantee System and Quicken SME LegislativeProcedure | 第53页 |
2.3 Strengthen Government Guidance and Support for SMEs | 第53-54页 |
3 Explore the Function of SME Associations | 第54-56页 |
3.1 Promotion of SME to Capital Market | 第54-55页 |
3.2 Establishment of Investment Platform for SMEs | 第55-56页 |
Chapter VI Conclusion and Limitation | 第56-57页 |
1 Conclusion | 第56页 |
2 Limitations | 第56-57页 |
REFERENCE | 第57-59页 |