| ABSTRACT | 第5页 |
| 摘要 | 第6-13页 |
| Chapter 1 Introduction | 第13-17页 |
| 1.1 Research Background | 第13-15页 |
| 1.2 Research Significance | 第15-16页 |
| 1.4 Research Objectives | 第16-17页 |
| Chapter 2 Theoretical Frame Work | 第17-29页 |
| 2.1 Literature Review | 第17-25页 |
| 2.2 Financing theories of SMEs | 第25-29页 |
| 2.2.1 Agency Theory | 第25-26页 |
| 2.2.2 Signaling Theory | 第26-27页 |
| 2.2.3 The Pecking-Order Theory or Framework (POF) | 第27-28页 |
| 2.2.4 Access to Capital | 第28页 |
| 2.2.5 Leverage | 第28页 |
| 2.2.6 Equity Funds | 第28-29页 |
| Chapter 3 Factors Influencing SME Financing in Tanzania | 第29-44页 |
| 3.1 Development of SMEs in Tanzania | 第29-34页 |
| 3.1.1 Definition of Small and Medium Enterprises | 第30-31页 |
| 3.1.2 Economic Empowerment Strategies towards SMEs Development | 第31页 |
| 3.1.3 Implementation Status of SMEs Development | 第31-34页 |
| 3.2 SMEs in Tanzanian Societies | 第34-42页 |
| 3.2.1 National Economic Empowerment Policy | 第35页 |
| 3.2.2 National Economic Empowerment Act No.16 of 2004 | 第35-36页 |
| 3.2.3 Establishment of the National Economic Empowerment Council (NEEC) | 第36-37页 |
| 3.2.4 Initiatives Undertaken to Implement the Economic Empowerment Policy | 第37页 |
| 3.2.5 Mwananchi Empowerment Fund | 第37-38页 |
| 3.2.6 Economic Empowerment Programme | 第38页 |
| 3.2.7 Small Entrepreneurs Loan Facility (SELF) | 第38-39页 |
| 3.2.8 Business Environment Strengthening for Tanzania (BEST) | 第39-40页 |
| 3.2.9 Tanzania Social Action Fund (TASAF) Phase Ⅱ | 第40-42页 |
| 3.2.10 Property and Business Formalization Programme (PFBP) | 第42页 |
| 3.3 SMEs Financing in Tanzania | 第42-44页 |
| Chapter 4 Problems of SME Financing In Tanzania | 第44-49页 |
| 4.1 The existence of marked informational asymmetries between SME and lenders | 第45-46页 |
| 4.2 The intrinsic higher risk associated with small scale activities | 第46页 |
| 4.3 The existence of sizeable transactions costs in handling SME financing | 第46-49页 |
| Chapter 5 Possible Solutions for SME Financing | 第49-53页 |
| 5.1 Easy access for SMEs to borrow from banks | 第49-50页 |
| 5.2 Bridge the SME financing gap | 第50-51页 |
| 5.3 Innovative SMEs find funding | 第51-53页 |
| Chapter 6 Case Study Linking Farmers to the Markets in Sugar Cane Industry | 第53-69页 |
| 6.1 Linking Farmers to the Markets in Sugar Cane Industry | 第54-66页 |
| 6.1.1 Case Analysis | 第56-66页 |
| 6.2 Aspects that should not be present for the reliability | 第66-69页 |
| Chapter 7 Conclusions and Recommendations | 第69-74页 |
| 7.1 Conclusions | 第69页 |
| 7.2 Challenges | 第69-70页 |
| 7.3 Recommendations | 第70-72页 |
| 7.4 Way forward | 第72-74页 |
| Acknowledgements | 第74-75页 |
| REFERENCES | 第75-79页 |
