| Abstract | 第6页 |
| 1 Introduction | 第7-10页 |
| 1.1 Problem Statement | 第9-10页 |
| 2. Literature review | 第10-27页 |
| 2.1 Concept and significance of Agricultural Finance in Nigeria | 第10-11页 |
| 2.2 Reasons for Government Policies on the financing of Agriculture | 第11-12页 |
| 2.3 Evolution of institutionalized Agricultural finance in Nigeria | 第12-13页 |
| 2.4 Sectoral Allocations and Rural Banking Scheme | 第13页 |
| 2.5 Bank of Agriculture (BOA) Ltd | 第13页 |
| 2.6 Procedure for obtaining Bank loan in Nigeria | 第13-14页 |
| 2.7 Cost of borrowing and Collaterals demanded by lending Institutions | 第14页 |
| 2.8 Agricultural productivity and Access to credit | 第14-18页 |
| 2.9 Overview of the Nigerian Agricultural finance policies | 第18-23页 |
| 2.9.1 Schemes | 第18-19页 |
| 2.9.2 Programmes | 第19-22页 |
| 2.9.3 Institutions | 第22-23页 |
| 2.10 Constraints of the Nigerian Agricultural financing policies and institutions | 第23-27页 |
| 2.10.1 Mis-match of banks financial resources | 第23页 |
| 2.10.2 Budgetary allocation | 第23-24页 |
| 2.10.3 Policy inconsistencies | 第24页 |
| 2.10.4 Commodity marketing board | 第24-25页 |
| 2.10.5 Lack of good and effective storage facilities | 第25页 |
| 2.10.6 Lack of adequate insurance cover | 第25-27页 |
| 3. Methodology | 第27-33页 |
| 3.1 Study Area | 第27-31页 |
| 3.1.1 Nigerian geography | 第27-28页 |
| 3.1.2 Nigerian Climate | 第28页 |
| 3.1.3 Nigerian economy | 第28-29页 |
| 3.1.4 Nigerian Agriculture | 第29页 |
| 3.1.5 Katsina State in Nigeria | 第29-30页 |
| 3.1.6 Katsina South- Funtua zone(Precise study area) | 第30-31页 |
| 3.2 Analytical framework | 第31页 |
| 3.3 Analytical technique | 第31-33页 |
| 4. Results and Discussions | 第33-49页 |
| 4.1 Socio economic characteristics of the Respondents | 第33-39页 |
| 4.1.1 Age distribution of the respondents | 第33-34页 |
| 4.1.2 Sex distribution of the respondents | 第34页 |
| 4.1.3 Marital status of the respondents | 第34-35页 |
| 4.1.4 Household size of the respondents | 第35-36页 |
| 4.1.5 Educational qualification of the respondents | 第36-37页 |
| 4.1.6 Availability of collateral for respondents | 第37页 |
| 4.1.7 Respondent's type of collateral | 第37-38页 |
| 4.1.8 Respondent's Farm size | 第38-39页 |
| 4.1.9 Respondent's yield | 第39页 |
| 4.2 Respondent's access to farm inputs | 第39-41页 |
| 4.2.1 Respondent's other business (Enterprise) | 第40-41页 |
| 4.2.2 Respondent's access to subsidies | 第41页 |
| 4.3 Different Agricultural enterprise and the number of famers funded by the Bank of Agriculture Funtua in Katsina state, Nigeria | 第41-43页 |
| 4.4 Amount of credit disbursed to different enterprise by the bank of Agriculture Funtua in the year 2014 | 第43-44页 |
| 4.5 Accessibility to credit in the bank of Agriculture | 第44-45页 |
| 4.6 Factors affecting credit accessibility in the Bank of Agriculture | 第45-47页 |
| 4.7 Testing of hypothesis | 第47页 |
| 4.8 Problems of loan acquisition and accessibility | 第47-49页 |
| 5. Summary Conclusion and Recommendations | 第49-51页 |
| 5.1 Summary | 第49页 |
| 5.2 Conclusion and Recommendations | 第49-51页 |
| Reference | 第51-54页 |
| Appendix | 第54-58页 |
| Questionnaire | 第54-58页 |
| Acknowledgement | 第58-59页 |
