| 中文摘要 | 第6-7页 |
| Abstract | 第7页 |
| Chapter 1 Introduction | 第8-12页 |
| 1.1 Research Background | 第8-9页 |
| 1.2 Thesis Framework | 第9-11页 |
| 1.3 Innovation point | 第11-12页 |
| Chapter 2 Literature Review | 第12-20页 |
| 2.1 Research evolution of commercial bank efficiency | 第12-17页 |
| 2.2 Literature review of the influencing factors of commercial bank efficiency | 第17-20页 |
| Chapter 3 Overview of Chinese and European banking industry | 第20-32页 |
| 3.1 Overview of the Chinese commercial bank industry | 第20-26页 |
| 3.1.1 Commercial Banking sector in China | 第20-22页 |
| 3.1.2 Stated-owned Commercial Banks | 第22-24页 |
| 3.1.3 Joint-stock Commercial Banks | 第24-26页 |
| 3.1.4 Comparison of the stated-owned and joint-stock commercial banks | 第26页 |
| 3.2 Overview of the European banking industry | 第26-32页 |
| 3.2.1 Commercial Banking Sector in Europe | 第26-29页 |
| 3.2.2 Strength of the European commercial banks | 第29-32页 |
| Chapter 4 Commercial bank efficiency theory | 第32-43页 |
| 4.1 The concepts of effciency and commercial bank efficiency | 第32-33页 |
| 4.1.1 Definition of efficiency | 第32页 |
| 4.1.2 Commercial bank efficiancy | 第32-33页 |
| 4.2 Measurement of technical efficiency | 第33-38页 |
| 4.2.1 Production frontier theory | 第33-35页 |
| 4.2.2 Measurement of technical efficiency | 第35-37页 |
| 4.2.3 Measurement of pure technical efficiency and scale effciency | 第37-38页 |
| 4.3 Efficiency measurement approaches for commercial banks | 第38-43页 |
| 4.3.1 Parametric approaches | 第38-40页 |
| 4.3.2 Non-parametric approaches | 第40-41页 |
| 4.3.3 Comparison between the parametric and non-parametric approaches | 第41-43页 |
| Chapter 5 Empirical research based on DEA | 第43-67页 |
| 5.1 DEA model and its economic interpretation | 第43-50页 |
| 5.1.1 CCR Model | 第43-45页 |
| 5.1.2 BBC Model | 第45-47页 |
| 5.1.3 Technical efficiency,pure technical efficiency and scale efficiency | 第47页 |
| 5.1.4 Malmquist index model | 第47-50页 |
| 5.2 Selection of input and output index | 第50-52页 |
| 5.3 Data collection and processing | 第52-53页 |
| 5.3.1 Data collection | 第52页 |
| 5.3.2 Data processing | 第52-53页 |
| 5.4 Results of the Empincal Analysis | 第53-67页 |
| 5.4.1 Technical Efficiency Analysis | 第53-56页 |
| 5.4.2 Pure Technical Efficiency Analysis | 第56-59页 |
| 5.4.3 Scale Efficiency Analysis | 第59-62页 |
| 5.4.4 Malmquist index analysis | 第62-67页 |
| Chapter 6: Influencing factors of commercial bank efficiency | 第67-81页 |
| 6.1 Macroscopic factors | 第67-72页 |
| 6.1.1 Economic policies | 第67-69页 |
| 6.1.2 Economic environment | 第69-70页 |
| 6.1.3 Social credit system | 第70-72页 |
| 6.2 Industry factors | 第72-76页 |
| 6.2.1 Financial structure | 第72-73页 |
| 6.2.2 Financial regulation | 第73-74页 |
| 6.2.3 Financial innovation | 第74-76页 |
| 6.3 Microscopic factors | 第76-81页 |
| 6.3.1 Property right structure | 第76-77页 |
| 6.3.2 Scale of commercial banks | 第77-78页 |
| 6.3.3 Asset quality | 第78-79页 |
| 6.3.4 Human resources | 第79页 |
| 6.3.5 Management and administration level | 第79-81页 |
| Chapter 7 Conclusion and limitation | 第81-86页 |
| 7.1 Research conclusion | 第81-83页 |
| 7.2 Suggestions for Chinese commercial banks | 第83-85页 |
| 7.2.1 Optimize the structure of property rights | 第83页 |
| 7.2.2 Speed up financial innovation | 第83-84页 |
| 7.2.3 Improve asset quality | 第84页 |
| 7.2.4 Moderate expansion of bank scale | 第84-85页 |
| 7.3 limitation and future research | 第85-86页 |
| Reference | 第86-89页 |
