| Abstract | 第5-6页 |
| 摘要 | 第7-14页 |
| List of Acronyms and Abbreviations | 第14-15页 |
| 1 Introduction and Research Problem Statement | 第15-40页 |
| 1.1 Background to the Study Problem | 第15-18页 |
| 1.2 Statement of the Research Problem | 第18-19页 |
| 1.3 Research Objectives and Questions | 第19页 |
| 1.4 Relevant Research Reviews | 第19-38页 |
| 1.4.1 Finance and Economic Growth Relationship | 第19-22页 |
| 1.4.2 Domestic Savings and Economic Growth | 第22-25页 |
| 1.4.3 Role of Financial System Development in Savings Growth | 第25-26页 |
| 1.4.4 Relationship between Private Credit and Economic Growth | 第26页 |
| 1.4.5 Role of Financial System Expansion on Private Credit Growth | 第26-27页 |
| 1.4.6 SACCOS Financial Intermediation and Economy Linkages | 第27-28页 |
| 1.4.7 SACCOS Development and Agricultural Sector Development | 第28-30页 |
| 1.4.8 SACCOS Development and Enterprises Development | 第30-33页 |
| 1.4.9 Relevance of SACCOS Sustainability | 第33-35页 |
| 1.4.10 Relevance of SACCOS Efficiency | 第35-38页 |
| 1.5 Organization of the Thesis | 第38-40页 |
| 2 Fundamental Theory and Methodology | 第40-73页 |
| 2.1 Overview | 第40页 |
| 2.2 Conception Specification | 第40-54页 |
| 2.2.1 Exogenous Growth Model | 第41-42页 |
| 2.2.2 Levine's Theoretical Approach to Finance and Growth | 第42-44页 |
| 2.2.3 Finance-led Growth Hypothesis | 第44-45页 |
| 2.2.4 Mechanism of Cooperation and Expansion Opportunity in SACCOS | 第45-49页 |
| 2.2.5 Mechanism of Cooperation and Financial Linkage in SACCOS | 第49-52页 |
| 2.2.6 Mechanism of Cooperation and CRM in SACCOS | 第52-54页 |
| 2.3 Research Methods | 第54-58页 |
| 2.3.1 Research Approaches | 第55-56页 |
| 2.3.2 Research Strategies | 第56-57页 |
| 2.3.3 Data Preparation and Organization | 第57-58页 |
| 2.4 Time Series Data Analysis | 第58-62页 |
| 2.4.1 Time Series Regression Model | 第59-60页 |
| 2.4.2 Granger Causality Test | 第60-62页 |
| 2.4.3 Cointegration Analysis | 第62页 |
| 2.5 Panel Data Model | 第62-71页 |
| 2.5.1 Economics of Scale Model | 第64-67页 |
| 2.5.2 Growth of SACCOS Model | 第67-69页 |
| 2.5.3 Linkage and SACCOS Performance Models | 第69-71页 |
| 2.6 Loan Repayment Performance Model | 第71-72页 |
| 2.7 Summary | 第72-73页 |
| 3 Overview of the SACCOS in Tanzania | 第73-87页 |
| 3.1 Overview | 第73页 |
| 3.2 Historical Background of SACCOS | 第73-76页 |
| 3.3 Evolution and Growth of SACCOS Industry in Tanzania | 第76-83页 |
| 3.3.1 Co-operative Movement and SACCOS Development | 第76-78页 |
| 3.3.2 Financial Sector Reforms and SACCOS Development | 第78-80页 |
| 3.3.3 The Legislative Framework Governing SACCOS | 第80-83页 |
| 3.4 Overall Performance of Tanzanian SACCOS | 第83-86页 |
| 3.5 Summary | 第86-87页 |
| 4 The Cycle Effects Involving SACCOS and Economic Growth | 第87-101页 |
| 4.1 Overview | 第87页 |
| 4.2 Tanzania Real GDP Growth | 第87-88页 |
| 4.3 SACCOS Financing Role | 第88-90页 |
| 4.4 Time Series Regression Estimation of GDP and Financial Development | 第90-93页 |
| 4.5 Granger Causality Test Results | 第93-94页 |
| 4.6 Cointegration Test Results | 第94-96页 |
| 4.7 A Case study:CAMILU SACCOS | 第96-100页 |
| 4.7.1 An Overview of CAMILU SACCOS | 第96页 |
| 4.7.2 CAMILU SACCOS and Agricultural Value Chain Financing | 第96-98页 |
| 4.7.3 Farm Tractor Financing and Commercialization of Paddy Farming | 第98-99页 |
| 4.7.4 Warehouse Receipt System and Value Addition | 第99-100页 |
| 4.8 Summary | 第100-101页 |
| 5 The Mechanisms for the Sustainability of SACCOS | 第101-121页 |
| 5.1 Overview | 第101页 |
| 5.2 Relationship between Costs and Outputs in SACCOS | 第101-107页 |
| 5.3 Determinants of Growth in SACCOS | 第107-110页 |
| 5.4 Relationship between Financial Linkage and SACCOS Performance | 第110-117页 |
| 5.4.1 Trends of Financial Linkage | 第110-112页 |
| 5.4.2 SACCOS Sustainability, Efficiency, and Profitability Trends | 第112-113页 |
| 5.4.3 Panel Regression Estimation Results | 第113-117页 |
| 5.5 Relationship between Financial Performance and Portfolio Risk | 第117-120页 |
| 5.6 Summary | 第120-121页 |
| 6 Conclusions and Recommendations | 第121-128页 |
| 6.1 Overview | 第121页 |
| 6.2 Conclusions | 第121-125页 |
| 6.2.1 SACCOS Financial Development and Economic Growth | 第121-123页 |
| 6.2.2 SACCOS Future Growth and Expansion Opportunities | 第123页 |
| 6.2.3 Financial Linkage and Sustainability of SACCOS | 第123-124页 |
| 6.2.4 Loan Repayment Performance and Sustainability SACCOS | 第124-125页 |
| 6.3 Innovation Points | 第125-126页 |
| 6.4 Recommendations | 第126-127页 |
| 6.5 Areas for Future Research | 第127-128页 |
| References | 第128-145页 |
| Published Academic Papers During Ph.D. Period | 第145-146页 |
| Acknowledgement | 第146-147页 |
| About the Author | 第147-149页 |
