ACKNOWLEDGEMENTS | 第4-5页 |
ABSTRACT | 第5页 |
摘要 | 第6-18页 |
Chapter Ⅰ Introduction | 第18-25页 |
1.1 Research Background | 第18-20页 |
1.2 Research Significance | 第20页 |
1.2.1 Theoretical Significance | 第20页 |
1.2.2 Practical Significance | 第20页 |
1.3 Research Methods | 第20-22页 |
1.3.1 Literature Method | 第20-21页 |
1.3.2 Comparative Analysis | 第21页 |
1.3.3 Case Analysis | 第21页 |
1.3.4 Normative Analysis | 第21-22页 |
1.4 Research Idea | 第22页 |
1.5 Basic Content of the Research | 第22-25页 |
Chapter Ⅱ Literature Review | 第25-36页 |
2.1 Studies on the Functions and Models of Pawn Industry | 第25-26页 |
2.2 Relevant Research of Domestic and Overseas Pawn Industry | 第26-29页 |
2.2.1 Pawn Industry in Europe and America | 第26-28页 |
2.2.2 Pawn Industry in Other Asian Countries and Regions | 第28页 |
2.2.3 Domestic Studies on Pawn Industry | 第28-29页 |
2.3 Studies on Risk Management in Pawn Industry | 第29-34页 |
2.4 Summary | 第34-36页 |
Chapter Ⅲ Risk Management System of Traditional Business in Pawn Industry | 第36-49页 |
3.1 The Operation Procedure of Pawn Business | 第36-38页 |
3.2 Traditional Business Model of Pawn Industry | 第38-39页 |
3.3 Risk Management System in Pawn Industry | 第39-49页 |
3.3.1 Risk Management of Before Loan Pawn Industry | 第41-45页 |
3.3.2 Post-loan Risk Management in Pawn Industry | 第45-49页 |
Chapter Ⅳ Case Description and Problem Posing | 第49-63页 |
4.1 Introduction of HY Pawn Company | 第49-50页 |
4.2 Current Main Business Types of HY Pawn Company | 第50-57页 |
4.2.1 Features of Bridge Loan in Pawn industry | 第51-54页 |
4.2.2 Operation Procedure of Bridge Loan in HY Pawn Company | 第54-57页 |
4.3 Current Credit Risk Management of Bridge Loan in HY Pawn Company | 第57-61页 |
4.3.1 Current Pre-loan Risk Management of Bridge Loan in HY PawnCompany | 第57-60页 |
4.3.2 Current Post-loan Risk Management of Bridge Loan in HY PawnCompany | 第60-61页 |
4.4 Problems Existing in the Current Credit Risk Management of Bridge Loanin HY Pawn Company | 第61-63页 |
Chapter Ⅴ Case Analysis—Current Credit Risk Management of HY PawnCompany | 第63-73页 |
5.1 Analysis of Current Credit Risk Management of HY Pawn Company | 第65页 |
5.2 Analysis of Current Pre-loan Risk Management of Bridge Loan in HYPawn Company | 第65-68页 |
5.3 Analysis of Current Post-loan Risk Management of Bridge Loan in HYPawn Company | 第68-69页 |
5.4 The Necessity of Constructing a New Credit Risk Management System ofBridge Loan for Pawn Companies | 第69-73页 |
Chapter Ⅵ Case Solutions——The Construction of a Risk Management Systemfor Bridge Loan in Pawn industry | 第73-83页 |
6.1 Risk Management System for Bridge Loan in Pawn industry | 第73-74页 |
6.2 Pre-loan Risk Management | 第74-80页 |
6.2.1 Customer Selection | 第74-77页 |
6.2.2 Review of the Authenticity of Loans | 第77页 |
6.2.3 Adding Sufficient Pledged Collaterals | 第77-78页 |
6.2.4 Adding the Guarantee of the Third-party | 第78页 |
6.2.5 The Approval of Credit Line | 第78-79页 |
6.2.6 Controlling the Company’s Cash Flow | 第79-80页 |
6.2.7 Adding a Secondary Source of Repayment | 第80页 |
6.3 Post-loan Management | 第80-83页 |
6.3.1 Post-loan Risk Recognition, Risk Warning and Countermeasures | 第80-82页 |
6.3.2 Return of Loan Funds | 第82页 |
6.3.3 Response to Overdue Loans | 第82-83页 |
Chapter Ⅶ Conclusions and Prospects | 第83-86页 |
References | 第86-89页 |
Appendix One Terminology of Pawn | 第89-92页 |
Appendix Two | 第92-96页 |