| 中文摘要 | 第4-11页 |
| ABSTRACT | 第11-12页 |
| ABBREVIATIONS | 第19-20页 |
| CHAPTER 1: INTRODUCTION OF THE RESEARCH | 第20-29页 |
| 1.1 BACKGROUND OF THE RESEARCH | 第20-26页 |
| 1.2 Significance of the Research | 第26页 |
| 1.3 STATEMENT OF THE PROBLEM | 第26-29页 |
| CHAPTER 2: LITERATURE REVIEW | 第29-55页 |
| 2.1 THEORETICAL APPROACH | 第29-31页 |
| 2.2 Microfinance Institutions from the Historical Perspective | 第31-37页 |
| 2.3 MICROFINANCE OPERATIONS IN THE DEVELOPING COUNTRIES | 第37-42页 |
| 2.4 THE MICROFINANCE SECTOR IN TANZANIA | 第42-49页 |
| 2.5 INSTITUTIONS GUIDING COOPERATIVES IN TANZANIA | 第49-52页 |
| 2.5.1 TANZANIA COOPERATIVE DEVELOPMENT COMMISSION | 第49-51页 |
| 2.5.2 Local Government Authorities (LGAs) | 第51页 |
| 2.5.3 The Cooperative Audit and Supervision Corporation (COASCO) | 第51-52页 |
| 2.6 APPLICATION OF MODELS IN OTHER RELATED STUDIES | 第52-53页 |
| 2.7 RESEARCH GAP | 第53-55页 |
| CHAPTER 3: RESEARCH DESIGN AND METHODOLOGY | 第55-71页 |
| 3.1 RESEARCH DESIGN | 第55-58页 |
| 3.2 SAMPLING PROCEDURES | 第58-60页 |
| 3.3 DATA COLLECTION PROCEDURES | 第60-62页 |
| 3.4 APPLICATION OF SEMANTIC DIFFERENTIAL SCALE | 第62-63页 |
| 3.5 DESCRIPTION OF THE STUDY AREA | 第63-64页 |
| 3.6 DATA PROCESSING AND ANALYSIS | 第64-69页 |
| 3.7 ETHICAL CONSIDERATIONS | 第69页 |
| 3.8 Quality Control | 第69-70页 |
| 3.9 Limitations of the study | 第70-71页 |
| CHAPTER 4: INSTITUTIONAL GOVERNANCE AND SACCOS' SERVICES IN THE AGRICULTURAL SECTOR | 第71-103页 |
| 4.1 POLICIES GUIDING SACCOS' OPERATIONS IN TANZANIA | 第71-74页 |
| 4.2 INSTITUTIONAL GOVERNANCE AND FUNCTIONS OF SACCOS' | 第74-75页 |
| 4.3 SACCOS' GOVERNANCE STRUCTURES AND THEIR FUNCTIONS | 第75-95页 |
| 4.4 SOCIO-ECONOMIC AND INSTITUTIONAL FACTORS INFLUENCING SACCOS' MEMBERSHIP | 第95-97页 |
| 4.5 CHALLENGES FACED BY THE SELECTED SACCOS IN THE STUDY AREA | 第97-99页 |
| 4.6 STRATEGIES FOR ENSURING SUSTAINABILITY OF MICROFINANCE SERVICES IN THE VISITED SACCOS | 第99-100页 |
| 4.7 COMPARATIVE ANALYSIS ON SACCOS OPERATIONS BETWEEN MOROGORO AND MVOMERO DISTRICTS | 第100-103页 |
| CHAPTER 5: IMPACT OF SACCOS' SERVICES ON HOUSEHOLD AGRICULTURAL PRODUCTIVITY | 第103-131页 |
| 5.1 SOCIO-DEMOGRAPHIC VARIABLES OF BANANA GROWERS IN KISEMU WARD | 第103-111页 |
| 5.2 SOCIO-DEMOGRAPHIC VARIABLES OF PINEAPPLE GROWERS IN KINOLE WARD | 第111-116页 |
| 5.3 SOCIO-DEMOGRAPHIC VARIABLES OF RICE GROWERS-MVOMERO WARD | 第116-121页 |
| 5.4 SOCIO-DEMOGRAPHIC VARIABLES OF TOMATO GROWERS IN MLALI WARD | 第121-126页 |
| 5.4.1 BASIC STATISTICS OF TOMATO GROWERS | 第121-123页 |
| 5.4.2 Assessment of Tomato Growers' attitude on SACCOS’ services | 第123-125页 |
| 5.4.3 Socio-economic and Institutional factors influencing tomato productivity | 第125-126页 |
| 5.5 AGRICULTURAL OUTPUT BETWEEN SACCOS' MEMBERS AND NON-MEMBERS | 第126-129页 |
| 5.5.1 FACTORS CONTRIBUTING TO THE DISCREPANCIES IN AGRICULTURAL PRODUCTIVITY BETWEENSACCOS' MEMBERS AND NON-MEMBERS | 第127-129页 |
| 5.6 SUMMARY AND CONCLUSION | 第129-131页 |
| CHAPTER 6: HOUSEHOLD INCOME COMPARISON BETWEEN MEMBERS AND NON-MEMBERS | 第131-148页 |
| 6.1 INCOME LEVELS BETWEEN SACCOS' MEMBERS AND NON-MEMBERS | 第131-134页 |
| 6.2 T-TEST ANALYSIS ON INCOME STATUS AMONG SMALL FARMERS WITH SACCOS' MEMBERSHIP | 第134-136页 |
| 6.3 INCOME STATUS OF SACCOS' MEMBERS FROM THE GENDER PERSPECTIVE | 第136-138页 |
| 6.4 Socio-economic and Institutional factors contributing to Farmers' Household Income | 第138-142页 |
| 6.5 Farmers' Household Income and Other Livelihood Outcomes | 第142-146页 |
| 6.6 Summary and Conclusions | 第146-148页 |
| CHAPTER 7:SACCOS' FUNCTIONS IN AGRICULTURAL VALUE CHAINS DEVELOPMENT | 第148-172页 |
| 7.1 INTRODUCTION TO VALUE CHAIN | 第148-149页 |
| 7.2 SACCOS FUNCTIONS IN VALUE CHAIN DEVELOPMENT | 第149-166页 |
| 7.3 COMPARISON OF VALUE CHAIN DEVELOPMENT STATUS OF SACCOS' MEMBERS AND NON-MEMBERS | 第166-169页 |
| 7.4 COOPERATIVE DEVELOPMENT POLICY 2002 AND ITS INFLUENCE IN PROMOTING THE AGRICULTURE ANDOTHER PRODUCTIVE SECTORS | 第169-170页 |
| 7.5 SUMMARY AND CONCLUSION | 第170-172页 |
| CHAPTER 8: CONCLUSIONS AND RECOMMENDATIONS FOR POLICY IMPLICATIONS | 第172-175页 |
| 8.1 CONCLUSIONS | 第172-173页 |
| 8.2 RECOMMENDATIONS FOR POLICY REFORM IN THE COOPERATIVE SUB-SECTOR | 第173-175页 |
| REFERENCES | 第175-192页 |
| ACKNOWLEDGEMENT | 第192-193页 |
| APPENDICES | 第193-203页 |
| CURRICULUM VITAE | 第203-206页 |
