| 摘要 | 第1-12页 |
| Abstract | 第12-18页 |
| 1 Introduction | 第18-24页 |
| ·Background | 第18-23页 |
| ·Regulations | 第18-20页 |
| ·Interest liberalization | 第20-21页 |
| ·Financial disintermediation | 第21-22页 |
| ·Competion from the entry of foreign banks | 第22-23页 |
| ·The purpose of the thesis | 第23-24页 |
| 2 Literature Review | 第24-27页 |
| ·Existing literatures abroad | 第24-26页 |
| ·Domestic literatures | 第26-27页 |
| 3 Definition and segmentation | 第27-33页 |
| 4 The current condition of non-interest business in China | 第33-51页 |
| ·Fee-based activities as the largest noninterest income generator | 第34-37页 |
| ·Increased variety of fee-based activities | 第37-47页 |
| ·Bank card business | 第38-40页 |
| ·Investment banking | 第40-42页 |
| ·Agency business | 第42-44页 |
| ·Settlement and clearance | 第44-45页 |
| ·Guarantee and commitment service | 第45-46页 |
| ·Asset custody business | 第46-47页 |
| ·Higher noninterest income weights in large banks | 第47-50页 |
| ·No substitution effects for interest income | 第50-51页 |
| 5 The volatility of non-interest income and its diversification effects | 第51-62页 |
| ·The volatility nature of non-interest income | 第52-57页 |
| ·Diversification effects | 第57-60页 |
| ·The overall effects of noninterest income on banks' revenue volatility | 第60-62页 |
| 6 The effects of increasing non-interest income on profitability | 第62-71页 |
| ·Data and empirical model | 第62-65页 |
| ·Regression results and interpretation | 第65-71页 |
| 7 Conclusion | 第71-74页 |
| ·Overall Conclusion | 第71-72页 |
| ·Suggestions on further development of noninterest income in China | 第72-74页 |
| Reference | 第74-80页 |
| 致谢 | 第80-81页 |
