| ACKNOWLEDGMENTS | 第5-10页 |
| LIST OF ACRONYMS | 第10-12页 |
| CHAPTER Ⅰ:INTRODUCTION | 第12-23页 |
| Ⅰ-BACKGROUND | 第12-15页 |
| Ⅱ-PROBLEM STATEMENT | 第15-16页 |
| Ⅲ-PURPOSES OF THE STUDY | 第16-17页 |
| Ⅳ-ASSUMPTIONS AND HYPOTHESIS | 第17-18页 |
| Ⅴ-RESEARCH METHODOLOGY | 第18-21页 |
| 5.1. SITE SELECTION | 第19页 |
| 5.2. DATA COLLECTION | 第19-20页 |
| 5.3. SAMPLING | 第20-21页 |
| Ⅵ-STRUCTURE OF THE PROPOSAL | 第21-22页 |
| Ⅶ-STUDY OUTLINE FLOW-CHART | 第22-23页 |
| CHAPTER Ⅱ:REVIEW OF LITERATURES | 第23-46页 |
| 2.1. MICROFINANCE AND THE LENDING METHODS | 第23-29页 |
| 2.1.1. MICROFINANCE CONCEPT AND METHOD | 第23-25页 |
| 2.1.1.1. MICROFINANCE DEFINITION | 第23-24页 |
| 2.1.1.2. MICROFINANCE'S GOALS AND FEATURES | 第24-25页 |
| 2.1.2. MICROFINANCE CREDIT METHODS | 第25-27页 |
| 2.1.2.1. THE BANKING AND THE DEVELOPMENTALIST TREND | 第25-26页 |
| 2.1.2.2- MICROFINANCE CREDIT METHOD | 第26-27页 |
| 2.1.3. MICROFINANCE AND THE GAME THEORY | 第27-29页 |
| 2.1.3.1. MICROFINANCE,THE INFORMATION ASYMMETRIES,AND THE CREDIT RATIONING | 第28页 |
| 2.1.3.2. MICROFINANCE AND THE ADVERSE SELECTIONS | 第28-29页 |
| 2.1.3.3. MICROFINANCE AND THE MORAL HAZARD | 第29页 |
| 2.1.3.4. MICROFINANCE'S INNOVATIONS FOR ADVERSE SELECTION AND MORAL HAZARD | 第29页 |
| 2.2. MICROFINANCE AND RURAL DEVELOPMENT | 第29-33页 |
| 2.2.1. DEFINITIONS | 第30-32页 |
| 2.2.1.1. DEFINITION OF THE CONCEPT "RURAL" | 第30页 |
| 2.2.1.2. DEFINITION OF RURAL FINANCE | 第30-31页 |
| 2.2.1.3. DEFINITION OF RURAL DEVELOPMENT | 第31-32页 |
| 2.2.2. MICROFINANCE AND THE RURAL SECTOR | 第32-33页 |
| 2.2.2.1. AGRO-RURAL SECTOR AND MICROFINANCE | 第32页 |
| 2.2.2.2. MICROFINANCE AND RURAL FEMALE HOUSEHOLDS | 第32-33页 |
| 2.3. MICROFINANCE,GENDER ISSUES,EMPOWERMENT,POVERTY AND ECONOMICGROWTH | 第33-46页 |
| 2.3.1. MICROFINANCE AND THE GENDER ISSUE | 第34-42页 |
| 2.3.1.1. REASON OF TARGETING WOMEN | 第34-36页 |
| 2.3.1.2. LENDING TO WOMEN'S IMPACTS | 第36-37页 |
| 2.3.1.3. NEOCLASSICAL APPROACHES TO HOUSEHOLD DECISION MAKING | 第37-40页 |
| 2.3.1.4. MICROFINANCE AND GENDER EMPOWERMENT | 第40-42页 |
| 2.3.2. MICROFINANCE AND THE FIGHT AGAINST POVERTY | 第42-44页 |
| 2.3.3. MICROFINANCE,POVERTY ALLEVIATION AND THE ECONOMIC GROWTH | 第44-46页 |
| CHAPTER Ⅲ:MICROFINANCE AND AGRICULTURE SECTOR IN CAR | 第46-64页 |
| 3.1- OVERVIEW OF CAR | 第46-49页 |
| 3.1.1- GEOGRAPHICAL ASPECTS | 第46-47页 |
| 3.1.2- CENTRAL-AFRICAN REPUBLIC CLIMATE | 第47页 |
| 3.1.3- POPULATION | 第47-49页 |
| 3.2- MICRO-FINANCE IN CAR | 第49-55页 |
| 3.2.1- BRIEF DESCRIPTION | 第49-50页 |
| 3.2.2- CHARACTERISTICS OF THE FINANCIAL SECTOR | 第50-52页 |
| 3.2.3- MICROFINANCE SECTOR IN CAR | 第52-55页 |
| 3.3- AGRICULTURE SECTOR OF CAR | 第55-64页 |
| 3.3.1. AGRICULTURAL POTENTIALITIES | 第55-56页 |
| 3.3.2. FARMING SYSTEM | 第56-59页 |
| 3.3.3. FARMING MARKETING ISSUES | 第59-61页 |
| 3.3.4. GENDER AND AGRICULTURE IN CENTRAL-AFRICA | 第61-64页 |
| CHAPTER Ⅳ:MICROFINANCE AND AGRICULTURAL SECTOR IN CHINA | 第64-84页 |
| 4.1- OVERVIEW OF MICROFINANCE IN CHINA | 第64-65页 |
| 4.2- CHINESE MICRO-CREDITS' PROGRAMS | 第65-71页 |
| 4.2.1- INTERNATIONAL DONORS MICRO-CREDITS' PROGRAMS | 第65-67页 |
| 4.2.1.1- UNITED NATIONS DEVELOPMENT MICRO-CREDITS' PROGRAM | 第66页 |
| 4.2.1.2- INTERNATIONAL FUND FOR AGRICULTURAL DEVELOPMENT MICRO-CREDITS' PROGRAM | 第66-67页 |
| 4.2.1.3- FORD FOUNDATION MICRO-CREDITS' PROGRAM | 第67页 |
| 4.2.1.4- AUSAID QINGHAI MICRO-CREDITS' PROGRAM | 第67页 |
| 4.2.1.5- CAOHAI COMMUNITY TRUST FUNDS | 第67页 |
| 4.2.2- THE GOVERNMENT'S ROLE | 第67-69页 |
| 4.2.2.1.- MICROCREDIT INSTITUTIONS PILOT PROGRAM | 第68页 |
| 4.2.2.2- ALL-CHINA WOMEN'S FEDERATION | 第68-69页 |
| 4.2.3- REGIONAL CREDIT COOPERATIVES(RCCS) | 第69-70页 |
| 4.2.4-CHINESE MICROFINANCE AND POVERTY ALLEVIATION POLICIES | 第70-71页 |
| 4.3- SICHUAN AGRICULTURAL SECTOR | 第71-84页 |
| 4.3.1- BACKGROUND OF SICHUAN PROVINCE | 第71-73页 |
| 4.3.2- BACKGROUND OF THE SAMPLED HAMLETS | 第73-74页 |
| 4.3.3- SURVEY ANALYSIS | 第74-84页 |
| 4.3.3.1- BACKGROUND OF THE RESEARCH STUDY | 第74-75页 |
| 4.3.3.2- CONCEPTUAL DATA | 第75-77页 |
| 4.3.3.4- GENDER ISSUES | 第77-79页 |
| 4.3.3.5- REVENUE ALLOCATIONS AND SAVINGS | 第79-80页 |
| 4.3.3.6- THE SYSTEM ASSESSMENT | 第80-81页 |
| 4.3.3.7- KEY FINDINGS | 第81-84页 |
| CHAPTER Ⅴ:POSSIBILITY OF IMPLEMENTING MICROCREDIT FOR FARMINGACTIVITIES | 第84-98页 |
| 5.1. FACTORS LEADING TO CREDIT INSECURITY | 第84-85页 |
| 5.1.1 EXOGENOUS FACTORS | 第84-85页 |
| 5.1.2 ENDOGENOUS FACTORS | 第85页 |
| 5.2. SECURING CREDIT | 第85-92页 |
| 5.2.1. Seeuring credit:the creditors’ Point of view | 第85-89页 |
| 5.2.1.1 SOME ISSUES REGARDING THE SECURITY FUNCTION | 第86-87页 |
| 5.2.1.2 DIFFERENT MECHANISMS TO COVER CONTINGENCIES | 第87-89页 |
| 5.2.1.3 IMPROVING MANAGEMENT PRACTICES OF FI | 第89页 |
| 5.2.2. SECURING INCOMES:THE FARMERS' POINT OF VIEW | 第89-92页 |
| 5.2.2.1. INDIVIDUAL RISK COVER | 第90页 |
| 5.2.2.2 MANAGING GENERAL CONTINGENCIES | 第90-92页 |
| 5.2.2.2.1. INDIVIDUAL RESPONSES TO GENERAL CONTINGENCIES | 第90-91页 |
| 5.2.2.2.2. COLLECTIVE RESPONSES TO CONTINGENCIES | 第91-92页 |
| A. CLIMATIC AND SANITARY RISK | 第91-92页 |
| B. PRICE AND MARKET CONTINGENCIES | 第92页 |
| 5.3. AGRICULTURE AND WOMEN PERSPECTIVES | 第92-98页 |
| 5.3.1. PROMOTING ENGENDER FOR AGRICULTURAL GROWTH ANDDIVERSIFICATION | 第93-98页 |
| 5.3.1.1. INSTITUTIONS AND AGRICULTURE | 第93-94页 |
| 5.3.1.2. INTEGRATED AGRICULTURE-LIVESTOCK PRODUCTION SYSTEMS | 第94-95页 |
| 5.3.1.3. WOMEN AND TRAINING | 第95-96页 |
| 5.3.1.4. STRENGTHENING SKILLS,CAPACITIES,ACCESS TO TECHNOLOGY TO EMPOWER WOMEN | 第96-98页 |
| CHAPTER Ⅵ:CONCLUSION | 第98-110页 |
| 6.1. MICROFINANCE IN CHINA | 第98-100页 |
| 6.1.1 DEFINITION OF MICROFINANCE IN CHINA1 | 第98-99页 |
| 6.1.2 CATEGORIES AND PROVIDERS OF MICROFINANCE IN CHINA | 第99-100页 |
| 6.2. MICROFINANCE AND GENDER ISSUE IN CHINA | 第100页 |
| 6.3. BACKGROUND OF SICHUAN PROVINCE | 第100-101页 |
| 6.4. KEY FINDINGS | 第101-103页 |
| 6.5. STRAGEGIES FOR IMPLEMENTING FARMING MICROFINANCE | 第103-110页 |
| 6.5.1. FACTORS LEADING TO CREDIT INSECURITY | 第103-104页 |
| 6.5.2. SECURING CREDIT OR STRATEGY OF IMPLEMENTING A MICROCREDIT FOR FARMING ACTIVITIES | 第104-105页 |
| 6.5.3. POTENTIAL RESPONSES TO CONTINGENCIES | 第105-110页 |
| REFERENCES | 第110-113页 |
| APPENDIX | 第113-128页 |
| APPENDIX 1: THE SURVEY'S GRAPHS | 第113-118页 |
| APPENDIX 2: THE CHINESE QUESTIONNAIRE | 第118-123页 |
| APPENDIX 3: THE ENGLISH QUESTIONNAIRE | 第123-128页 |
