| 摘要 | 第1-7页 |
| ABSTRACT | 第7-14页 |
| LIST OF TABLES | 第14-16页 |
| LIST OF FIGURES | 第16-19页 |
| ABBREVI ATIONS | 第19-23页 |
| CHAPTER 1 INTRODUCTION | 第23-32页 |
| ·BACKGROUND | 第23-24页 |
| ·STATEMENT OF THE PROBLEM | 第24-25页 |
| ·JUSTIFICATION OF THE STUDY | 第25-27页 |
| ·OBJECTIVES OF THE STUDY | 第27页 |
| ·TIME AND GEOGRAPHICAL COVERAGE OF THE STUDY | 第27-29页 |
| ·LIMITATIONS OF THE STUDY | 第29页 |
| ·OUTLINE OF THE STUDY | 第29-30页 |
| ·NEW FINDINGS AND INNOVATIVE CONCLUSIONS | 第30-32页 |
| CHAPTER 2 REVIEW OF LITERATURES | 第32-46页 |
| ·INTRODUCTION | 第32-33页 |
| ·REVIEWS ON IMPACTS OF MICROFINANCE | 第33-36页 |
| ·REVIEWS ON SUSTAINABILITY AND EFFICIENCY OF MSP | 第36-38页 |
| ·REVIEWS ON OUTREACH | 第38-39页 |
| ·SUSTAINABILITY AND OUTREACH IS THEIR ANY TRADE OFF | 第39-41页 |
| ·REVIEWS ON MICROFINANCE REGULATIONS | 第41-42页 |
| ·DISTRIBUTION OF PEER- REVIEWED JOURNAL ARTICLES | 第42-45页 |
| ·CONCLUSION | 第45-46页 |
| CHAPTER 3 DEVELOPMENT PATH OF FINANCE AND MICROFINANCE SECTOR IN CHINA AND BANGLADESH | 第46-66页 |
| ·INTRODUCTION | 第46-47页 |
| ·FINANCIAL INSTITUTIONS | 第47-48页 |
| ·FINANCIAL SECTOR DEVELOPMENT | 第48-54页 |
| ·Development Phase-Ⅰ | 第49页 |
| ·Development Phase Ⅱ | 第49-50页 |
| ·Development Phase Ⅲ | 第50-54页 |
| ·DEVELOPMENT OF MICROFINANCE | 第54-62页 |
| ·Development of Microfinance in Bangladesh | 第55-58页 |
| ·Action research phase in the 1970’s | 第55-56页 |
| ·Microcredit development phase in the 1980’s | 第56页 |
| ·Expansion phase in the 1990’s | 第56-57页 |
| ·Increased competition and formalization from 2000 onwards | 第57-58页 |
| ·Development of microfinance in China | 第58-62页 |
| ·Development phase- I (1994-1998) | 第58-60页 |
| ·Development Phase- II (1999-2004) | 第60页 |
| ·Development Phase III (2005- to date) | 第60-62页 |
| ·MICROFINANCE STRUCTURE AND THEIR SERVICES | 第62-65页 |
| ·Microcredit by Formal Financial Institutions | 第63页 |
| ·Microcredit by NGOs & International Organizations | 第63页 |
| ·Microcredit by Government Agencies | 第63-65页 |
| ·CONCLUSION | 第65-66页 |
| CHAPTER 4 METHODOLOGY | 第66-78页 |
| ·INTRODUCTION | 第66页 |
| ·SELECTION OF THE SAMPLE MSP | 第66-67页 |
| ·MEASURING SUSTAINABILITY | 第67-70页 |
| ·Measuring Sustainability and Profitability | 第67-68页 |
| ·Subsidy Dependence Index (SDI) | 第68页 |
| ·Operational Self-sufficiency (OSS) | 第68-69页 |
| ·Financial Self-sufficiency (FSS) | 第69页 |
| ·Return on Equity (ROE) and Adjusted Return on Equity (AROE) | 第69-70页 |
| ·Return on Assets (ROA) and Adjusted Return on Assets (AROA) | 第70页 |
| ·Other Ratio Analysis | 第70页 |
| ·MEASURING OUTREACH | 第70-71页 |
| ·MEASURING WELFARE IMPACTS | 第71-75页 |
| ·Sample Selection | 第71-72页 |
| ·Sources of Data and Data Collection | 第72-73页 |
| ·Data Analysis and Analytical Framework | 第73-75页 |
| ·Estimation Procedure/Technique | 第75页 |
| ·MEASURING DETERMINATES OF MICROCREDIT PROGRAM PARTICIPATIONS | 第75-76页 |
| ·EVALUATING MICROFINANCE REGULATION | 第76页 |
| ·QUALITATIVE METHODS | 第76-77页 |
| ·CONCLUSION | 第77-78页 |
| CHAPTER 5 SYNTHESIS OF THE STUDIED MSP | 第78-100页 |
| ·INTRODUCTION | 第78页 |
| ·WHY AND HOW THE SELECTED MSP EMERGED? | 第78-81页 |
| ·ORGANIZATIONAL AND MANAGEMENT STRUCTURE | 第81-85页 |
| ·OWNERSHIPS STATUS | 第85-86页 |
| ·OPERATIONAL MECHANISMS | 第86-90页 |
| ·PRODUCT INNOVATION AND DEVELOPMENT | 第90-91页 |
| ·SERVICE DELIVERY MECHANISM OF THE MAJOR PRODUCTS | 第91-99页 |
| ·Loan Products | 第91-94页 |
| ·GB loan products | 第91-92页 |
| ·BRAC loan products | 第92-93页 |
| ·ASA loan products | 第93-94页 |
| ·XWDA, PWSDA and CWDA loan products | 第94页 |
| ·Savings Products | 第94-95页 |
| ·Insurance Products | 第95-96页 |
| ·Remittance | 第96-97页 |
| ·Training Products | 第97-98页 |
| ·Education Products | 第98页 |
| ·Health Products | 第98-99页 |
| ·CONCLUSION | 第99-100页 |
| CHAPTER 6 DETERMINE OUTREACH AND SUSTAINABILITY | 第100-115页 |
| ·INTRODUCTION | 第100页 |
| ·OUTREACH | 第100-103页 |
| ·SUSTAINABILITY | 第103-108页 |
| ·ROE, OSS and FSS | 第104-106页 |
| ·Trends of Annual Earnings | 第106-107页 |
| ·Correlation between Borrowers and Profit Performance | 第107-108页 |
| ·FINANCIAL RESOURCE RELATIONSHIPS NETWORK | 第108-109页 |
| ·FINDINGS BASED ON QUALITATIVE TOOLS IN SHAANXI, CHINA | 第109-114页 |
| ·Problems of MSPs and their Clients | 第113-114页 |
| ·CONCLUSION | 第114-115页 |
| CHAPTER 7 WELFARE IMPACTS OF MICROCREDIT | 第115-129页 |
| ·INTRODUCTION | 第115-116页 |
| ·METHODS | 第116-117页 |
| ·RESULTS AND DISCUSSIONS | 第117-125页 |
| ·General Findings | 第117-119页 |
| ·Welfare Impact of Microcredit Programs | 第119-121页 |
| ·Welfare Impact of Income Quartiles | 第121页 |
| ·Impact on Household Asset Position | 第121-123页 |
| ·Impact on Women’s Decision-Making Process | 第123-124页 |
| ·Determinants of Microcredit Program Participation | 第124-125页 |
| ·RE-VISITING IMPACT STUDY IN BANGLADESH | 第125-127页 |
| ·Data, Sampling Technique and Model Specification | 第126页 |
| ·Welfare Impacts | 第126-127页 |
| ·CONCLUSION | 第127-129页 |
| CHAPTER 8 MICROFINANCE REGULATION- An approach to strengthening the regulatory environment | 第129-147页 |
| ·INTRODUCTION | 第129-130页 |
| ·MICROFINANCE REGULATIONS IN GLOBAL PERSPECTIVES | 第130-135页 |
| ·COMPARATIVE ANALYSIS OF MICROFINANCE REGULATION | 第135-143页 |
| ·Microfinance Regulator | 第135页 |
| ·Microfinance Regulation and Supervision | 第135页 |
| ·Regulations and Supervision of Formal Institutions | 第135-140页 |
| ·Regulations and Supervision of NGO-MSPs and International Organizations | 第140-142页 |
| ·Government Agencies | 第142-143页 |
| ·PROPOSED FRAMEWORK FOR STRENGTHENING MICROFINANCE REGULATIONS | 第143-146页 |
| ·Microcredit Companies (MCCs) | 第144-145页 |
| ·NGO-MSPs | 第145-146页 |
| ·CONCLUSION | 第146-147页 |
| CHAPTER 9 CROSS COUNTRY LEARING | 第147-153页 |
| ·INTRODUCTION | 第147页 |
| ·LEARNING/ LESSONS FROM STUDIED MSP | 第147-151页 |
| ·Microfinance Approach/Model | 第147页 |
| ·Innovation of Collateral Free Lending | 第147-148页 |
| ·Door Step Service | 第148页 |
| ·Poor Particularly Women are Bankable | 第148页 |
| ·Product Innovation and Development | 第148-149页 |
| ·Responsible Borrowers | 第149页 |
| ·Supervised Credit | 第149页 |
| ·Decentralized Management | 第149页 |
| ·Profit Maximization | 第149页 |
| ·Friendly Relation between Borrowers and Loan Officers | 第149-150页 |
| ·Effective Donors | 第150页 |
| ·Supportive Policy Environment | 第150页 |
| ·Welfare Impacts of Microcredit Program | 第150页 |
| ·Regulatory Environment | 第150-151页 |
| ·CROSS COUNTRY LEARNING | 第151-152页 |
| ·CONCLUSION | 第152-153页 |
| CHAPTER 10 SUMMARY AND CONCLUSION | 第153-163页 |
| ·INTRODUCTION | 第153页 |
| ·OVERALL SUMMARY | 第153-160页 |
| ·CONCLUDING REMARKS | 第160-163页 |
| REFERENCES | 第163-179页 |
| APPENDICIES | 第179-220页 |
| ACKNOWLEDGEMENTS | 第220-222页 |
| ABOUT THE AUTHOR | 第222-225页 |
