| Abstract | 第1-10页 |
| 摘要 | 第10-12页 |
| 1. Chapter One:Introduction | 第12-22页 |
| ·Background and Purpose of Study | 第12-14页 |
| ·Literature Review | 第14-19页 |
| ·Studies by Foreign Scholars | 第14-17页 |
| ·Studies by Domestic Scholars | 第17-19页 |
| ·Summary of Empirical Results | 第19页 |
| ·Organization of the Thesis | 第19-22页 |
| 2. Chapter Two:Regulations in CAR and Risks Confronting Banks | 第22-34页 |
| ·Basel Accord on Banks' capital | 第22-24页 |
| ·Basel Ⅰ | 第22-23页 |
| ·Basel Ⅱ | 第23页 |
| ·Basel Ⅲ | 第23-24页 |
| ·Capital Requirement by CBRC | 第24-25页 |
| ·Definition of CAR | 第25-26页 |
| ·Risks Confronting Commercial Banks | 第26-29页 |
| ·Credit Risk | 第26页 |
| ·Market Risk | 第26-27页 |
| ·Operational Risk | 第27页 |
| ·Liquidity Risk | 第27页 |
| ·Country Risk | 第27-28页 |
| ·Reputation Risk | 第28页 |
| ·Legal Risk | 第28页 |
| ·Strategic Risk | 第28-29页 |
| ·Major Risks Confronting Chinese Commercial Banks | 第29-34页 |
| ·Credit Risk | 第29-31页 |
| ·Operational Risk | 第31页 |
| ·Market Risk | 第31-32页 |
| ·Liquidity Risk | 第32-34页 |
| 3. Chapter Three:Normative Analysis | 第34-46页 |
| ·Overall Capital Condition of Chinese Commercial Banks | 第34-36页 |
| ·Capital Condition of Sample Banks | 第36-39页 |
| ·Current Channels of Absorbing Capital by Banks | 第39-41页 |
| ·Problems with Bank's Capital Condition | 第41-46页 |
| ·Rapid Growth of Banks' Asset Base | 第41-42页 |
| ·Weak Earning Ability of Banks' Assets | 第42-43页 |
| ·Poor Quality of Banks' Assets | 第43-45页 |
| ·Improper Structure of Banks' Risky Assets | 第45-46页 |
| 4. Chapter Four:Empirical Study on Determinants of Banks' CAR | 第46-60页 |
| ·Logit Regression on Factors Determining Whether Meet the Required 8% | 第48-51页 |
| ·Multi-variant Regression on Determinants of Banks' CAR | 第51-60页 |
| ·Test on Regulation Effect | 第51-54页 |
| ·Fixed-effect Test on Determinants of Banks' CAR | 第54-60页 |
| 5. Chapter Five:Suggestions to Improve Banks' Capital Condition | 第60-69页 |
| ·Ways to Improve Capital Replenishment Mechanism | 第60-67页 |
| ·Adjust the Structure of Banks' Risky Assets | 第60-62页 |
| ·Organize the Shareholders Structure | 第62-63页 |
| ·Optimize the Revenue Structure | 第63-65页 |
| ·Improve the Capital Structure | 第65-67页 |
| ·Ways to Enhance Bank's Ability of Risk Management | 第67-69页 |
| Bibliography | 第69-73页 |
| Acknowledgments | 第73页 |
